Let’s rap about why retirement plans are the basic b*tch of the financial industry. The most obvious reason is… everyone has one and nearly EVERY financial planner recommends their clients pile into one. It almost doesn’t matter what the situation is… bloggers, investment advisors, CPAs… they all recommend the same damned thing: 401(k)s, IRAs, SEPs, […]
Archives for April 2018
Why I don’t run a “Starbucks” financial firm
My friend Mike runs a coffee shop. Probably the best coffee shop in the Raleigh-Durham area. Not many people really understand the difference between good coffee and bad coffee because most of the coffee they’ve drunk their entire lives has been… stale (bad) coffee. Yours Gluteny was the same way until I met Mike. He […]
When more is less
“Learning to choose is hard. Learning to choose well is harder. And learning to choose well in a world of unlimited possibilities is harder still, perhaps too hard.” ―Barry Schwartz, The Paradox of Choice: Why More Is Less *** People tend to think having more options is better than having fewer options. I guess I do […]
The rollercoaster test
Whn I was a kid, my parnts would take me to this place called “Darien Lake”. It got bought out by 6 Flags a while ago, but I loved going there because it was an amusement park built on a freakin lake and also because I liked the rollercoasters. They even had an all wooden […]
Why budgets fail
Another funny story from the fmylife website: *** “Today, after a year of dieting and intense workout, I finally reached the skinniest moment of my life, I found out I am pregnant. FML” *** Reminds me of the trials and tribulations people have when budgeting. You save and save and save and… just when you […]