Discuss whether term life insurance, a custom whole life insurance policy, or guaranteed annuity contract is right for you.
I'll ask you a few questions about your vision for the future and what you want out of the insurance, your financial goals, and then we'll discuss whether life insurance or annuities are suitable for your situation. If you like the idea, we'll make an insurance-based financial plan together, I'll draft an initial policy illustration, complete field underwriting for your life insurance policy, and start an application for you. We may also discuss debt-management, and any other special financial planning you would like to do.
If you decide life insurance isn't right for you, just tell me "no" and we'll end the call, immediately. No pressure. No hassle.
* We earn commissions by selling custom participating whole life insurance policies. Commissions for all custom whole life policies are typically between 25% and 35% of the total premium paid, plus a performance-based asset fee. The asset fee is based on the positive performance of your policy. Our success is directly tied to your success. This fee is paid by the life insurance company, and is not deducted from your insurance policy cash values or billed as a separate fee. Canceling your policy will generally result in a clawback of commissions and fees paid.
Want me to review a fixed life insurance policy or annuity that's being proposed by another insurance agent or financial planner? Need independent auditing of a fixed life insurance policy, field underwriting consultation, or a review of your insurance-based financial plan? Or... want me to review an existing fixed life insurance or annuity policy you already own?
*Billable hours are determined during the initial meeting and an invoice will be generated and sent to your email. This service comes with a 100% money-back guarantee if the advice does not (or cannot) produce the intended results.