Just read something in the news recently about how people spend $3,000 a year eating out for lunch (this includes take out and “brown bag” meals).
Kinda seems like a lot doesn’t it?
It’s not. It’s $8.33 per day. This is probably how people justify it. It’s such a small expense.
But, if I ask people to put that much into savings?
I can almost smell the tears…
They spin up their rationalization hamster wheel and out come the excuses.
I’ll get every conceivable answer except the truth…which is:
“I don’t want to be responsible. I want someone else to take care of me.”
Look. This country (and really, the world) ain’t long for those who expect someone else to wipe their hiney for them their whole life.
And nuthin’ grinds my gears more than having a grown-a** adult lie to me about why they can’t save any money.
Wait. What’s that?
You say your life is too busy to prepare meals in advance so you can stop eating out all the time?
You have kids and so forth who whine (just like their parents might I add) about how hard life is?
You absolutely can’t cut anything out of your life?
Well, I got good news. You can make extra moolah by getting a second job. Mow lawns. Make a deal with the local HOA to clean up all the dog doo.
It’ll build the kind of character you need to be disciplined enough to save 10% of your income every month…
Point is, if you’re serious about increasing your positive cash flow, savings, and growing your wealth, you’ll do it.
If you want to keep more of what you make, recover money you’ve already spent, and have a little somethin’ somethin’ for the future…
…you’ll prioritize it.
If not, then you won’t.
It’s called “pay yourself first.”
And if you don’t think you’re worth $8.33…
…well sweetcheeks, ain’t nobody can help you.
Come to think of it, if you don’t think you’re worth $8.33, then you probably belong on the street corner with a tin can or shakin’ that bootay for money…
Now…if you DO think you’re worth $8.33 a day, this is great news.
It might not sound like a lot, but it’s $250 a month.
For most people, it’s enough to create several hundred thousand dollars of savings on your current income without investing a dime or working harder.
Oh…you can also build up enough savings (on top of ye stash of hundreds of thousands of fungolas) to pay your living expenses for the next 30+ years.
How does this “magic” work? Well, basically, the short version is…I teach you how to borrow money from yourself and pay yourself back with interest over time. And…in doing so…you make munnay…LOTSA munnay.
You also reduce the amount of money you’re currently spending on your living expenses without having to give up anything.
Does that excite you? Good.
Does it not excite you? Well then get thee behind me longpig.
Everyone else, the world is yours. Let me show you how to grab it by the horns: