Many moons ago, I took a firearms safety class. The instructor was very prompt and demanded the same of his students. The class was rather expensive so… it paid to be on time. Which was unfortunate for some folks because they showed up late to the very first class… despite being told multiple times beforehand […]
Why I don’t do financial data aggregation
Many moons ago, I warned all my email subscribers about using data aggregation services like Mint dot com and other similar services. Lots of personal finance startups have jumped on the bank wagon since then and it’s like… everyone and their brother wants to get in on this game. If you’re scratching your head as […]
Why no one ever told you to buy whole life insurance before now
***** Boris: Good Heavens! Natasha: Boris! You said ‘Heavens’! Boris: What can I do? They won’t let me plug the competition. — Boris and Natasha, from The Adventures of Rocky and Bullwinkle ***** A question I often get from folks is “why haven’t I heard of anyone else using whole life insurance before?” This sort […]
2 financial truths and a lie
Long time ago, my wife and I hosted a Christmas party where we had a bunch of new guests — kind of like “friends of friends” on Flakebook, but in the flesh. Anywho, to get to know everyone a bit better, we played this little game called “2 truths and a lie”. Really simple. You […]
When spending your retirement savings helps you save more money for retirement
The whole “debt is dumb” crowd is amusing… especially when they rage against anyone who dares to defy their logic. I also find the modern financial planning advice equally amusing in that it assumes restricting access to your savings is good for you and will help you save more money. For example, conventional financial planning […]