This xmas is over, time to plan for next year, right? No? Well, then save this blog post (or not) and read it in 12 months: In my totally non-professional opinion, the single best way to reduce stress around the hollydayz is to plan ahead. And if you do get angry or stressed out, explain […]
There is no such thing as government funded healthcare
It’s all taxpayer funded. Everyone pays taxes. You. Me. Everyone. The difference between a “universal” healthcare option (which uses “community rating”) and a fully medically underwritten system is that the money passes through government hands first, which creates another layer of expense. That and community rating systems aren’t mathematically sustainable whereas fully underwritten systems are. […]
Hark the herald angels sing. The flight to safety, hear it ring
I got a text message the other day telling me to schedule my annual flu shot. Cool. Except… I already had my flu shot. But, wait. There’s more! Ever notice how when you go online, there are these ads that seem to “follow” you around, asking you to buy things you already bought? This is […]
I got 99 problems but Social Security ain’t one
It’s an open secret in the financial planning industry that 401(k) plans and IRAs negatively impact Social Security income. Basically, 1/2 of your SS benefits are added to the rest of your retirement plan income and the Social Security income is taxed at ordinary income tax rates. The exact percentage of Social Security that is […]
How to avoid beta male investing
Recently overheard a story that made me chuckle and also… shed a tear for my fellow man: A man called in asking if I wanted to hear something funny. “Well of course I do!” thinking this was a marketing gimmick. He let me know his GF likes to make fun of him, and would I […]