How small inconveniences suddenly turn into major catastrophes

When Hurricane Isaias came up the coast, we temporarily lost power. Normally, it’s not a big deal because… people still go to work, emergency power systems normally come online for big commercial buildings, and life goes on. 

But… most people are working from home these days. And… most people don’t have backup generators. They also don’t have access to backup internet when cell service goes out. And, since public spaces are closed or restricted in many areas of the country, work environments are very fragile right now. Entire businesses can be taken off line for several hours because of a Cat 1 hurricane.

To the casual observer, this is a “weird” one-time event. 

And… that’s kind of the point. 

Uncertainty is part and parcel of life. 

Those “weird” one-time events happen all the time. Sometimes, it’s a minor annoyance. Other times, it’s a major catastrophe.

If you were to ask me what kind of uncertainty can you expect in life… that’s sort of an unanswerable question. If it were known, it wouldn’t be uncertain, now would it?

On a related note, this is exactly why people buy insurance… to protect against uncertainty. 

There’s lots of stuff a person could do with the cash values tucked inside their insurance policy, to prepare for uncertainty in life. It doesn’t necessarily have to stay tucked inside their policy to be useful. 

Anyway, I’ve probably said too much. 

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David Lewis, AKA The Rogue Agent, has been a life insurance agent since 2004, and has worked with some of the oldest and most respected mutual life insurance companies in the U.S. during that time. To learn more about him and his business, go here.