Why knowing what to do isn’t good enough

Was recently reading about a new study showing diet quality, not quantity, is key to loozing wait

The article spent a lot of time explaining how eating fruits and veggies was key to losing wait.

And… that the people in the study didn’t count calories.

Then, toward the end of the article, they finally admit that some people in the study lost wait while others GAINED wait, and… those who lost wait also ate fewer calories, regardless of whether they ate low fat or low carb.

Talk about burying the lede.

I understand why journalists do this tho and why people find it so alluring.

If they told people upfront they had to count calories, most people trying to lose wait would simply not do it.

And some people in the study actually GAINED wait, presumably eating more calories than before they started the study.

But changing diet quality wasn’t totally useless.

It increased compliance — more people stuck with it.

And that makes sense. People trying to lose wait find it very difficult to count calories and stick with it.

It’s the same in finance.

People who find it difficult to save money need a “forced” savings plan where they don’t have to think about things like rate of return and they don’t need willpower.

Even if you ARE good with money, a forced savings plan reduces stress, improves compliance with your long-term plan, and increases the probability you’ll succeed.

Of course, getting a great return on that savings helps, too, which is why I design custom whole life insurance policies.

It solves 2 problems most people have when saving money:

  1. Sticking to the plan (premiums are usually drafted straight out of your bank account every month) and;
  2. Getting a decent return (A custom whole life policy is much cheaper than a conventional whole life policy and… after 10-20 years is even cheaper than a term policy, which dramatically improves the return on cash value building up in the policy).

Anyway, if you want to know more about how whole life really works or… if you’re ready to get serious about insuring and saving for your future, then join my email list — now.

David Lewis

This post brought to you by //The Rogue Agent//. David has been a life insurance agent, and worked with some of the oldest and most respected mutual life insurance companies in the U.S., since 2004. Learn more about him and his business, here.