When more is less

“Learning to choose is hard. Learning to choose well is harder. And learning to choose well in a world of unlimited possibilities is harder still, perhaps too hard.”

Barry Schwartz, The Paradox of Choice: Why More Is Less


People tend to think having more options is better than having fewer options.

I guess I do like having lots of choices when it comes to t-shirts.

But, when it comes to investments, it gets really confusing, really fast.

This is because choice + ignorance = stress and failure.

In other words, having lots of choices about things which you know very little about introduces mucho complexity and confusion about a topic you know you need to know about which… creates stress.

Which is why I normally recommend people start with whole life insurance.

It’s basic. It can be complex, but not as complex as some say.


And, it’s a great springboard for other investments, if you’re willing to take on the risk of leveraging (buying on margin).

And if you’re not willing to take that risk but you still want to invest some of your cashola?

You simply stop making premiums and redirect that money elsewhere while keeping your tidy little “pot of money” out of harm’s way.

As long as your life insurance plan is set up properly, you’ll have BOTH your insurance AND your savings and investments.

And this is where I come in.

If you haven’t heard, I design custom life insurance plans which give you (almost) unlimited options if you want them without forcing you to take any of them if you don’t want them.

The ultimate in complex simplicity.

But for realz, if you start with insurance, your life (and finances) is simple. And, you can add complexity later if you want or need it.

Anyway, let’s get down to copper tacks.

If you want me to review your financial situation, hop on the waiting list.

To get on the waiting list, you need to join my daily email list, first.

So… go do it bucko, now.

David Lewis, AKA The Rogue Agent, has been a life insurance agent since 2004, and has worked with some of the oldest and most respected mutual life insurance companies in the U.S. during that time. To learn more about him and his business, go here.