xCALC ANALYZER™: HOW TO THINK ABOUT LIFE INSURANCE AND USE IT TO IMPROVE YOUR FINANCIAL PLAN
whole life analysis
We’ve reverse engineered whole life insurance contracts from the major mutual insurers that sell them and reconstructed our own hypothetical and fully interactive custom whole life insurance policy so you can better understand how our custom whole life insurance policies really work.
Enter a death benefit or premium amount and the calculation engine will determine net cash value and death benefit growth. You can also see the difference between “optimistic,” “pessimistic,” and guaranteed cash value and death benefit growth.
term life + savings analysis
Term life insurance is often misunderstood as a “simple insurance product” when in fact it’s part of a larger, complex, insurance and savings strategy that requires you to understand advanced principles of investing and money management.
We’ve compiled life insurance data from CompuLife and other well-known and reputable quoting engines. Then, we built a custom savings calculator which automatically adjusts for systematic monthly contributions to savings (which is how most people save money). The calculator also calculates weighted averages for various investments and integrates the cost of term insurance into the savings and investment plan to help you better understand how term insurance impacts the plan over the long-term.
xCalc Analyzer™: How To Think About Life Insurance And Use The Calculator Effectively
Want To Learn More?
If you’re ready to learn more about life insurance and how it can improve your financial plan, then click the link below and explore more sections of this guide.