Many moons ago, I was a teenager and saving money was not on my radar.
Sure, I had saved some money (past tense) but I wasn’t actually SAVING money. It wasn’t purposeful. It wasn’t consistent… more like random and accidental.
In my early 20s, I would put away small amounts and then blow it on something.
Not really a plan.
And to be honest I wasn’t really into planning long-term. Not 20 or 30 years into the future anyway.
But then I realized something by 30: I hadn’t really made ANY serious long-term plans. But, I was starting to feel some aches and pains that weren’t there in my 20s.
My perspective started to change. Maybe I wasn’t immortal. Maybe dear old Dave really could get sick and die.
Or… maybe there was a time when I would get sick and tired of dealing with bureaucratic B.S. and want to take some time off.
Most people can’t afford that. They can’t just skip town for a week or month. They have responsibilities, but… really the problem is they have no savings. Even if they could delegate those responsibilities to someone else for a while, they’d have no way to pay for it all.
That’s when I realized that I was trapped by the things I chose to surround myself with.
And… it had to change.
Otherwise, there was a very real risk I might end up moving back in with my parents in 20 or 30 years…
Like that dude in Wedding Crashers.
So, I changed it.
Anywho, if you find yourself in a similar boat and you want to change, go book yourself an appointment and make that change with me.