Let’s rap about the “tyranny of the should”. “Should” is a word that haunts a lot of folks because it’s this moral ball and chain that hangs around your neck. It’s there, constantly telling you… what you *should* do. And, if you don’t do it… you’re somehow magically a bad person. Like… “you should save […]
Not the savings plan you want right now, but maybe the savings plan you deserve
More stories from the Internet! Recently read an inspiring story that started out with some dude who got screwed over by his boss: ***** “I went to work for a dude that promised an ownership after 5 years. I was in sales and in 3 years this guys income went fro 60g’s to 350g’s, I […]
My multiverse theory of financial planning
One of my all-time favorite superhero “reboots” is Christopher Nolan’s The Dark Knight trilogy. I realize it’s not the first (nor will it be the last) reboot, but it’s one that seems the most “real” to me. And yet… by today’s standards, it’s an “old” movie. It will probably be redone again and again and […]
How not to plan for your future
Someone messaged me last week asking me if I could design a custom whole life policy for them. Conversation went something like this: “What’s the minimum amount I need to get started?” End of conversation. Wrong way to think about saving money (especially through life insurance, but… I totally get where they are coming from. […]
Why being debt free is way overrated
I came across a story that highlights the banshee-like nature of the infamous “debt free scream”. The Internet forum poster complained on a public forum about having to shell out more money to fix his car… which was falling apart at the seams. But… he was in “good shape” financially because he was “sooo clooose” […]