My multiverse theory of financial planning

One of my all-time favorite superhero “reboots” is Christopher Nolan’s The Dark Knight trilogy. 

I realize it’s not the first (nor will it be the last) reboot, but it’s one that seems the most “real” to me. And yet… by today’s standards, it’s an “old” movie. It will probably be redone again and again and again. 

The way the movie industry has set things up, it can infinitely reboot movies and even use a different cast… thanks to the “multiverse” concept in comics. 

Depending on who you ask, and when you stopped and started reading comics, the multiverse is a huge universe consisting of multiple different universes or alternate realities. The same basic superheroes, but different stories, outcomes, and so on. For example, in one universe, all the superheroes are farm animal versions of the superheroes you know and love. In another universe, everyone is a flesh-eating zombie. In yet another universe, the Nazis won World War II and superheroes are concentrate their efforts on defeating them.

Anyway, the financial decisions you make today are going to lead to a certain outcome for you in the future. You have a lot of different choices, for example, when it comes to what kind of job you choose. Choose a job delivering pizzas, and you’ll have one future. Choose a job as an accountant, and you end up with a different future. It’s kind of like an “alternate universe”.

Imagine multiple universes where you exist, choosing different career paths, and live different lives depending on your chosen career path.

Now imagine all the different financial choices you could hypothetically make. And… a “multiverse” where each “you” made a different decision and ended up in a different place.

When you make a financial plan, you’re basically setting up one of those multiverses except… you can’t see the alternate realities in real-time like you can in the movies or in comics.

You’re going to end up in one of those multiverses. You just don’t know which one.

But… your choices today determine where you will end up in the future.

Now… there’s a way to sort of “game the system” and guarantee that your path is a good one: buy guaranteed whole life insurance. You won’t have to guess where you’ll end up because… a good custom whole life policy tells you where you’ll be in the future before you get there… it’s kind of like seeing into the future.

Neat, huh?

David Lewis, AKA The Rogue Agent, has been a life insurance agent since 2004, and has worked with some of the oldest and most respected mutual life insurance companies in the U.S. during that time. To learn more about him and his business, go here.