Just read something in the news recently about how people spend $3,000 a year eating out for lunch (this includes take out and “brown bag” meals).
Kinda seems like a lot doesn’t it?
It’s not. It’s $8.33 per day. This is probably how people justify it. It’s such a small expense.
But, if I ask people to put that much into savings?
I can almost smell the tears…
And yet, $3,000 a year is a great start if you’ve saved nothing so far. At a conservative 2% guaranteed interest rate, that $3,000 per year saved grows to $121,704.24 in 30 years. It won’t make you rich, but it gives you far more money than if you save nothing.
Plus there’s another problem that won’t go away and that will only get worse unless folks like you do something about it.
Today’s world is full of folks who would rather sit home on the couch and parasitically suck at the teet of the remaining taxpayers than create commercially viable and tradable values. This attitude was taught to them by their college professors, who also live off taxpayer money, who themselves went to colleges and universities funded by taxpayer dollars, who received that money from politicians and bureaucrats who—wait for it—live off taxpayer dollars.
These folks all belong to the non-productive, parasitical class.
And, while there is no quick solution to get rid of this folks, there are some actions you can take that move you in the right direction. I’m not talking about voting. In fact, at this point, voting is probably less than useless. The things that move the needle are things you do for yourself that change the world and make it a better place for you and the ones you care about. One way to really move the needle is to reduce your future tax payments while you save money.
I show you how to do that, as well as 7 unbeatable advantages for making better financial decisions when you sign up to my email list.