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Obese piggy banks that are healthy at any size

Last updated on: November 7, 2019 by David Lewis Filed Under: Budgeting, Saving Money Tagged With: budgeting, saving money, the richest man in babylon

After a long hiatus, I figured it’s time to start posting to the blog again. Plus, there are some really interesting things happening in the financial industry that I can yap your ear off about. But, before I do, let’s rap about personal finance books. Been re-reading one of the best ever written: The Richest […]

A secret way to use your calendar to grow your wealth

Last updated on: June 17, 2019 by David Lewis Filed Under: Budgeting, Financial Planning Tagged With: budgeting, debt payoff and saving money, pay yourself first, paying down debt and saving money, save 10%, save money through budgeting, saving first, saving money

Many moons ago, I took a firearms safety class. The instructor was very prompt and demanded the same of his students. The class was rather expensive so… it paid to be on time. Which was unfortunate for some folks because they showed up late to the very first class… despite being told multiple times beforehand […]

Some tough love about budgeting

Last updated on: March 5, 2019 by David Lewis Filed Under: Budgeting, Saving Money Tagged With: better budgeting, budget, budget software, budgeting, budgeting problems, buget, easy budget, how to make a budget, making a better budget, save more money budgeting, simple budgeting, why budgets fail

Let’s rap about budgeting, shall we? It’s Valentine’s Day, and the best way I know how to show you how much I love you is to tell you you’re a fool if you don’t have a budget. OK, but seriously, you need a budget, but probably not the types of budgets promoted by financial gooruse. […]

The nonsensical financial theory of “low reward” vs “high reward” lifestyle

Last updated on: October 6, 2018 by David Lewis Filed Under: Budgeting, Financial Planning, Life Insurance, Saving Money Tagged With: budgeting, budgeting problems, dopamine addiction, dopamine drip financial theory, financial problems, high reward lifestyle, how to make a budget, how to save more money, how to stop spending money, low reward lifestyle, low reward vs high reward lifestyle, problems spending money, spendaholic, spending addiction, spending problems

Let’s rap about the so-called “dopamine addiction” afflicting Americans and how it’s killing their savings. The story goes that dopamine is a powerful neurotransmitter associated with “reward” or pleasure… and that the more money you spend, the more dopamine gets released into your brain, activating pleasure centers in your brain, and the more “reward” you […]

Broke is a condition, cheapness is a mindset

Last updated on: July 12, 2018 by David Lewis Filed Under: Budgeting, Saving Money Tagged With: budgeting, cheap, cheapskate, penny pincher, saving money, tightwad

You ever seen that show Extreme Cheapskates? It’s where folks go to these weird and unusual (usually irrational) lengths to save money. For example, they go “dumpster diving” for food, medicines, baby cribs, and clothes. I’m sorry, what? You say you don’t know what dumpster diving is? It’s where you open up a dumpster behind […]

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