Many moons ago, I took a firearms safety class. The instructor was very prompt and demanded the same of his students. The class was rather expensive so… it paid to be on time. Which was unfortunate for some folks because they showed up late to the very first class… despite being told multiple times beforehand […]
Some tough love about budgeting
Let’s rap about budgeting, shall we? It’s Valentine’s Day, and the best way I know how to show you how much I love you is to tell you you’re a fool if you don’t have a budget. OK, but seriously, you need a budget, but probably not the types of budgets promoted by financial gooruse. […]
The nonsensical financial theory of “low reward” vs “high reward” lifestyle
Let’s rap about the so-called “dopamine addiction” afflicting Americans and how it’s killing their savings. The story goes that dopamine is a powerful neurotransmitter associated with “reward” or pleasure… and that the more money you spend, the more dopamine gets released into your brain, activating pleasure centers in your brain, and the more “reward” you […]
Broke is a condition, cheapness is a mindset
You ever seen that show Extreme Cheapskates? It’s where folks go to these weird and unusual (usually irrational) lengths to save money. For example, they go “dumpster diving” for food, medicines, baby cribs, and clothes. I’m sorry, what? You say you don’t know what dumpster diving is? It’s where you open up a dumpster behind […]
Why tightwads and spendthrifts end up in the same ring of hell together
“In the first life beneath the sun, they were so skewed and squint-eyed in their minds their misering or extravagance mocked all reason” — Dante Alighieri, The Divine Comedy; Inferno *** Was reading an article recently about why so many people be bad with money. It got me thinking about Dante’s Inferno. The Inferno is […]