I recently done heard a new werd. Actually, I’m not 100% sure it’s a real word, but here it is: “Midwit”. A midwit is someone who has average or above average intelligence but acts like they are of genius-level intelligence when they’re not. So… they’re not really a nitwit, but they’re also not a for-real genius. […]
Why financial advisors don’t help you save more money
It’s my friggin’ Birfday. Howzabout that? Happy birthday to me. And what do I get for my birfday (other than awesome presents from the wifey)? More grief. Here’s what I mean: After working with financial planners for over 13 years, I’ve learned just how futile their attempts are at getting people to save money. Some […]
Why I don’t run a “Starbucks” financial firm
My friend Mike runs a coffee shop. Probably the best coffee shop in the Raleigh-Durham area. Not many people really understand the difference between good coffee and bad coffee because most of the coffee they’ve drunk their entire lives has been… stale (bad) coffee. Yours Gluteny was the same way until I met Mike. He […]
Springing ahead and yet falling behind
When I was a kid, I always remembered when the first day of Spring was because of that one “Seinfeld” episode where George was desperately trying to to figure out how to postpone his wedding to Susan. His solution was thus: “Have the wedding on March 21 – the first day of spring!” I never […]
Why I’m Not A Great Financial Planner
I’m not a great financial planner… …not in the traditional sense anyway. I don’t do the kinds of things that financial planners are supposed to do. Example: I don’t follow the official 6-step financial planning process like everyone else. And I don’t dole out the same ‘ole, same ‘ole. The kind of advice i’m supposed […]