investor returns Archives

The gang of 8%

Last updated on: June 17, 2019 by David Lewis Filed Under: Investing Tagged With: 12% myth, 12% reality, 8% investment returns, 8% reality, fidelity, investing returns, investment returns, investor returns, mutual fund returns, rate of return on mutual funds

Did you know the tagline for the Ashley Madison website is “Life is short. Have an affair.”? Ashley Madison is, of course, the infamous website catering to lying men (and I guess now women) who want cheat on their significant other, but don’t have the cajones to be honest about their deception. The first time […]

Why your investments are not doing as well as you think they are

Last updated on: July 12, 2018 by David Lewis Filed Under: Investing Tagged With: dollar-weighted return, index investing, investing, investment returns, investments, investor returns, saving money, time-weighted return

Probably you have heard or read someone tell you something along the lines of: “If you put your money into the stock market for 30 years, you’ll average 12% returns.” My tl;dr response to this is: No… probably you won’t. There is a complicated mathematical reason for this, which is not very secksy and which […]