retire Archives - Monegenix®

How to spend an unreasonable amount of money

Last updated on: March 5, 2019 by David Lewis Filed Under: Life Insurance, Retirement Planning Tagged With: dying young, estate planning, family life insurance, life insurance, life insurance for kids, life insurance plan, life insurance planning, more retirement savings, retire, retire poor, retirement planning

A fellow insurance advisor tells a story worth its weight in paperwork for those with eyes to hear and ears to see: *** “Wife admits cheating and announces she’s leaving and moving in with him. Husband goes outside and shoots himself. Life (insurance) covers suicide if policy is in force longer than 2 years. She […]

How to capitalize on the defunct Trump bump

Last updated on: March 5, 2019 by David Lewis Filed Under: Life Insurance, Retirement Planning, Saving Money Tagged With: how to save money, retire, retirement plan, retirement savings, save money now, savings, Trump bump

Just when I thought our hurricane woes were over, another one hit Florida. We have family there so I was a little worried but thankfully no one was affected… at least not seriously. There’s something about natural disasters that makes me think that maybe, just maybe, I am not as good at predicting the future […]

Why financial advisors don’t help you save more money

Last updated on: July 23, 2018 by David Lewis Filed Under: Financial Planning, Life Insurance, Retirement Planning, Saving Money Tagged With: bad financial advice, bad financial advisors, financial experts, financial planner, financial planners, financial planning, money-saving tips, planning for retirement, retire, retirement planning, saving money, saving money for retirement

It’s my friggin’ Birfday. Howzabout that? Happy birthday to me. And what do I get for my birfday (other than awesome presents from the wifey)? More grief. Here’s what I mean: After working with financial planners for over 13 years, I’ve learned just how futile their attempts are at getting people to save money. Some […]

What diamond hunting taught me about saving money

Last updated on: June 12, 2018 by David Lewis Filed Under: Financial Planning, Saving Money Tagged With: easy ways to save money, retire, retirement savings, save money, save more money now, save more money quickly, saving money, saving money quickly, saving more money, simple money saving tips

A long time ago, in another life, I went digging for diamonds in Arkansas. So there I am sifting through dirt in Diamond Crater state park. The old fashioned way… with a bucket… a hand shovel and… water. It was 120 degrees in the shade. If you didn’t stop every 15 minutes to have a […]

How the government manipulates your retirement plan

Last updated on: April 24, 2018 by David Lewis Filed Under: Retirement Planning Tagged With: financial planning, retire, retirement, retirement planning, retirement savings

Was reading recently that the first 10 or so pages of the Internal Revenue Code spell out the rules for what constitutes income and taxable income. The next 1,100 or so pages spell out exceptions to those tax rules. Now, I ain’t no legal expert, but if the government creates a problem (i.e. onerous taxation) […]