saving money for retirement Archives

Why financial advisors don’t help you save more money

Last updated on: July 23, 2018 by David Lewis Filed Under: Financial Planning, Life Insurance, Retirement Planning, Saving Money Tagged With: bad financial advice, bad financial advisors, financial experts, financial planner, financial planners, financial planning, money-saving tips, planning for retirement, retire, retirement planning, saving money, saving money for retirement

It’s my friggin’ Birfday. Howzabout that? Happy birthday to me. And what do I get for my birfday (other than awesome presents from the wifey)? More grief. Here’s what I mean: After working with financial planners for over 13 years, I’ve learned just how futile their attempts are at getting people to save money. Some […]

Financial phonies in expert clothing

Last updated on: June 12, 2018 by David Lewis Filed Under: Financial Planning, Investing, Life Insurance, Retirement Planning, Saving Money Tagged With: investing, life insurance planning, more ways to save money, retirement planning, save money quickly, saving money, saving money for retirement

“It’s both an embarrassment to watch and a testament to the fact that apparently tens of thousands of people don’t know what the f*ck they are doing, and have no apparent desire to learn.” — Mark Rippetoe on Crossfit programming and training ***** If you’re not familiar, Crossfit is a branded fitness or workout regimen […]

Why retirement plans are a big fat tax idiot

Last updated on: April 16, 2018 by David Lewis Filed Under: Retirement Planning, Taxes Tagged With: 401(k) plans, financial planning, Individual Retirement Account, IRA, retirement, retirement plan, retirement plan rules, retirement planning, retirement savings, saving money for retirement

Happy tax day! Let’s rap about why retirement plans are the basic b*tch of the financial industry. The not-so-obvious reason is the illusory tax benefits masquerading as some kind of amazing feat of mathematical wizardry. Enter, the professionals. The Society of Actuaries (which helps guide the design of pension and retirement plans) tells the general […]