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by David Lewis Filed Under: Life Insurance, Retirement Planning Tagged With: financial planning, life insurance, term life insurance, universal life insurance, whole life insurance
Every lie we tell incurs a debt to the truth, and sooner or later, that debt is paid. — Valery Legasov, Chernobyl (HBO) Many years ago, I worked for a large, well-known life insurance company. A household name. One night, I was working late with my boss. Well, actually it was my boss’s boss. He […]
by David Lewis Filed Under: Life Insurance Tagged With: buying universal life, cheap life insurance, cheap term insurance, cheap term life, cheap universal life insurance, guaranteed universal life, guaranteed universal life insurance, GUL, indexed universal life, term insurance, term life insurance, term quotes, UL, UL policies, UL policy, UL quotes, universal life insurance, universal life insurance quotes, universal life quotes
A few years ago, I did a webinar where I explained some of the basics of whole life insurance. I also answered several questions and something that came up in the chat box was how someone had bought a life insurance policy and their premiums had increased over time. They said they owned a whole […]
by David Lewis Filed Under: Financial Planning, Life Insurance Tagged With: financial expert, life insurance, life insurance case studies, life insurance policies, term life insurance, whole life insurance
Recently, a “financial expert” posted a question in a public online forum: ***** “Anyone here good at breaking down how to channel money an invest for quicker return…” ***** OK… ***** “I help families with long term planning an being set decent later down the road but haven’t figured out a way to get a […]
by David Lewis Filed Under: Financial Planning, Life Insurance, Saving Money Tagged With: blended whole life, buy term and invest the difference, term life insurance, term life policies, whole life debate, whole life insurance, whole life policies, whole life vs term insurance, whole life vs term life
Here’s a question you’ve never seen or heard before: “Should you buy whole life insurance or buy term and invest the difference?” Wait. What’s that? You say you HAVE heard this question before? And you say you’re still not 100% sure about which is which and what you should do? I can relate. When I […]
by David Lewis Filed Under: Life Insurance Tagged With: life insurance settlement, selling a term life policy, term insurance, term life, term life insurance, viatical settlements
Lest ye think I’m down on term life insurance, allow me to regale you with happy tale. Recently talked to a guy who dropped his term life policy after paying premiums for like 30 years. Lots of people have told me a similar story. They dropped their policy because… their insurance agent or financial planners […]
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