A few years ago, I did a webinar where I explained some of the basics of whole life insurance. I also answered several questions and something that came up in the chat box was how someone had bought a life insurance policy and their premiums had increased over time. They said they owned a whole […]
An over-the-top blatant sales pitch for cheap term life insurance and universal life insurance
But first, let me tell you a story of how and why I’m making you this very special offer. Back when I lived in New York state, there wer eonly a handful of life insurance carriers available. Most of those sold indexed life insurance. Back then, indexed universal life insurance was (mostly) a straightforward product […]
Truth debts
Every lie we tell incurs a debt to the truth, and sooner or later, that debt is paid. — Valery Legasov, Chernobyl (HBO) Many years ago, I worked for a large, well-known life insurance company. A household name. One night, I was working late with my boss. Well, actually it was my boss’s boss. He […]
The only time when you’re better off dead
My great grandmother died when I was a teenager. On that happy note, let’s talk about the only time when you’re better off dead than alive. My great nana had Alzheimer’s disease. It’s probably one of the most awful things I’ve ever seen. The disease process is very predictable. You slowly lose your mind, and […]
Bootleg whole life insurance
A few years ago, I did a webinar where I explained some of the basics of whole life insurance. I also answered several questions and something that came up in the chat box was how someone had bought a life insurance policy and their premiums had increased over time. They said they owned a whole […]