Back when I was a tweenager, I started taking Karate lessons. I never got that good at it until I met this guy Jim, who helped me figure out how to defend myself as a 130lb weakling. Anyway, at the time, there were a bunch of bigger guys in the dojo, all of whom could […]
Should you pay off debt or save money first?
It seems a lot of people haven’t been getting my daily emails even though they signed up for them. For shame. My email system is in the process of sorting itself out so… if you signed up to my email list and totally forgot about it, this is why you’re now receiving this email. It’s […]
Why you should never take sides in the war between term and whole life insurance
A Flakebook friend of mine is up in arms about Amazon shutting down some user accounts and denying access to ebooks those users purchased. I’m no legal expert but I think the user agreement for that stuff includes limited access rights to ebooks which can be revoked at any time so… it’s not like buying […]
Think you can beat the insurance company at its own game? Good luck
One of my favorite scenes in The Dark Knight is when Coleman Reese (a lawyer) finds out Bruce Wayne is Batman. He approaches Lucious Fox to try and blackmail him for his silence: *** Lucius Fox: Let me get this straight, you think that your client, one of the wealthiest and most powerful men in […]
Investment returns vs risk capacity
Cornerstone Investment Services put out a piece a while back that showed the average annual rate of return for the S&P 500 (THE stock market of stock markets) since 1871 is about 5.63% to 5.85%, depending on where you source the raw data from and how you interpret that data. MOAR: Vanguard has a report […]