Why whole life vs term insurance is (mostly) a bogus debate

by David Lewis

Here’s a question you’ve never seen or heard before:

“Should you buy whole life insurance or buy term and invest the difference?”

Wait. What’s that? You say you HAVE heard this question before?

And you say you’re still not 100% sure about which is which and what you should do?

I can relate.

When I got into this business, I was somewhat confused myself.

I discovered it’s a simple question with a complex answer.

But I explain both the long and short of it in my new article:

https://www.linkedin.com/pulse/seeking-validation-buy-term-invest-difference-investors-david-lewis/?published=t

The tl;dr version is that most people don’t really buy term and invest the difference and when they do, a straight-up comparison against whole life is usually nonsensical with low or zero information content.

Still, it’s a fun way to troll the Internet…

Ready to kick things up a notch?

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About David


David Lewis is a licensed life insurance agent, and has worked in the life insurance industry since 2004. During that time, he has worked with some of the oldest and most respected mutual life insurance companies in the U.S. To learn more about him and his business, go here.