Who I Work With

I meet and work with business owners and professionals from all over the United States using online video meetings and the good old-fashioned telephone. All life insurance applications, and other necessary related documents, are filled out, transferred, and handled digitally. If you are approved for life insurance, even your policy is delivered digitally (imagine that!).

However... the folks who tend to be the best fit for my services are thoughtful, honest, organized, hard-working businesspeople and professionals who sincerely love their families, their business, and who want to make the world a better place to live for themselves and for the people they care about.

They take personal responsibility for their actions and the course of their life. They are "savers"——saving money is part of who they are as a person. They have integrity, are financially responsible, and respect other people's time. 

Likewise, they have a reputation for keeping their promises and following through, even when times are tough. They have a clear vision of their future, and they know and understand their mission and purpose in their business or chosen profession.

Above all, they are self-leaders and long-term thinkers, and they value their personal freedom and independence above everything else.

They understand that part of valuing one's freedom and independence is valuing one's ability to be productive, make an income, and save and insure a substantial portion of that income. In other words, they have a strong sense of personal responsibility.

Two Ways To Pay Premiums

  1. If paying premiums out of current income, there is a minimum commitment of 5 years, so your income should be stable enough to support premiums for that long; or, 
  2. If you have saved up some money in a savings account (or elsewhere), you can fund your life insurance policy with that savings. Your accumulated savings will be "poured" into your new policy over a period of 5 consecutive years, and may be eligible for a bonus amount paid by the insurance company (which will be added directly to your life insurance policy).

Either way, you should feel comfortable with the amount of money you're funding your custom whole life insurance policy with, know why you're buying it, and have at least a general idea of how you want to use it as part of your financial plan.

Who I don't work with

Some folks automatically disqualify themselves from doing business with me. Specifically, dishonest or lazy individuals and spendthrifts with no clear-cut financial goals are prohibited from buying life insurance from me. There are, unfortunately, an alarming number of people who fit that description today.

I have zero tolerance for any form of dishonesty or deception, including self-deception. Any act of fraud, lying, dishonesty, willful ignorance or evasion, or deception of any kind will result in a permanent ban from accessing Monegenix.com's services and applications, and applicants and policyholders who knowingly and willingly lie on applications for life insurance will be prohibited from buying life insurance from me in the future.

What To Do Next

Only verified email list subscribers or referrals from existing clients can schedule meetings for life insurance planning. So, if you're not on the email list yet, please join the email list. If you are already on the email list, schedule a meeting with me to talk about life insurance planning.